FREE Financial Health Quiz

Financial Health Quiz

Question 1 of 10

1. Do you have a monthly budget?

Yes, and I stick to it Yes, but I sometimes overspend No, I don’t have a budget

2. How often do you save a portion of your income?

Every month Occasionally Rarely or never

3. Do you have an emergency fund?

Yes, enough for 3-6 months of expenses Yes, but less than 3 months No, I don’t have one

4. How do you manage your debt?

I pay off balances in full each month I make minimum payments but carry a balance I struggle to make payments

5. Do you invest for the future (e.g., retirement, stocks)?

Yes, regularly Yes, but not consistently No, I don’t invest

6. Do you have a retirement savings plan?

Yes, and I contribute regularly Yes, but I don’t contribute regularly No, I don’t have one

7. Do you have adequate insurance coverage (e.g., health, life)?

Yes, I’m fully covered I have some, but it might not be enough No, I don’t have adequate coverage

8. How often do you review your financial goals?

At least once a year Every few years Rarely or never

9. Do you track your credit score?

Yes, regularly Yes, but infrequently No, I don’t track it

10. Are you prepared for unexpected large expenses?

Yes, I have savings or insurance for this Somewhat, but it might not be enough No, I’m not prepared